Plan Your Purchase
Estimate your monthly mortgage payment on a Dubai property in seconds — then let our team match you with financing options.
Good to Know
A quick primer before you speak with a lender.
Expats typically need at least 20% down for properties under AED 5 million (25%+ above that threshold). UAE nationals can go as low as 15%.
Most UAE banks offer mortgage terms up to 25 years, though the loan must typically be repaid before the borrower turns 65 (salaried) or 70 (self-employed).
Rates generally range between 3.5%–5.5%, depending on the lender, loan-to-value ratio, and whether you choose a fixed or variable rate.
Passport, UAE visa, Emirates ID (for residents), salary certificate, and 3–6 months of bank statements are typically required for pre-approval.
This calculator provides an estimate for planning purposes only. Actual rates and eligibility depend on the lender's assessment. Figures are illustrative and not a loan offer.
Our team can connect you with mortgage advisors and match you to the right property based on your budget.
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